Top 10 Motorcycle Insurance
Top motorcycle insurance options include Harley, known for its tailored coverage for riders of their iconic bikes, offering specialized policies that cater to the unique needs of Harley owners. Dairyland Insurance Company provides flexible plans with competitive rates, focusing on affordability and comprehensive coverage for various motorcycle types. USAA stands out for its exceptional service and discounts for military members and their families, ensuring reliable protection and peace of mind. Each of these insurers offers distinct advantages, making them popular choices among motorcycle enthusiasts.
When considering the top motorcycle insurance providers, Geico stands out for its competitive rates and user-friendly online services, making it a popular choice among riders. Nationwide Insurance offers customizable policies and a range of discounts, appealing to those seeking tailored coverage. USAA is highly regarded for its exceptional customer service and benefits specifically for military members and their families. Harley-Davidson Insurance caters to Harley enthusiasts, providing specialized coverage options that reflect the unique needs of motorcycle owners. Erie Insurance is known for its comprehensive policies and strong regional presence, offering reliable support and claims handling. Each of these companies brings unique strengths to the table, ensuring that motorcycle riders can find suitable coverage that meets their individual needs and preferences.
Dairyland Insurance CompanyView AllDairyland Insurance Company - Dairyland Insurance offers customizable motorcycle coverage with competitive rates and flexible payment options.
GeicoView AllGeico - Affordable rates, extensive coverage, strong customer service.
ProgressiveView AllProgressive - Progressive offers customizable motorcycle insurance with competitive rates and extensive coverage options.
Progressive motorcycle insuranceView AllProgressive motorcycle insurance - Comprehensive coverage with customizable options and competitive rates.
HarleyView AllHarley - Harley offers customizable coverage options for classic and modern motorcycle enthusiasts.
Markel GroupView AllMarkel Group - Specializes in niche insurance markets, including motorcycles.
USAAView AllUSAA - USAA offers competitive motorcycle insurance with excellent customer service for military members and families.
AllstateView AllAllstate - Allstate offers customizable motorcycle insurance with various coverage options and discounts for riders.
Nationwide InsuranceView AllNationwide Insurance - Nationwide Insurance offers customizable motorcycle coverage with competitive rates and excellent customer service.
Erie InsuranceView AllErie Insurance - Comprehensive coverage, competitive rates, strong customer service.
Top 10 Motorcycle Insurance
1.
Dairyland Insurance Company
Dairyland Insurance Company is a well-established provider of motorcycle insurance, known for its comprehensive coverage options and competitive rates. With a focus on serving riders, Dairyland offers customizable policies that cater to various needs, including liability, collision, and comprehensive coverage. The company also provides unique features such as roadside assistance and coverage for custom parts and accessories. Dairyland is recognized for its strong customer service and user-friendly online tools, making it easy for policyholders to manage their insurance. Overall, Dairyland Insurance Company is a reliable choice for motorcycle enthusiasts seeking quality protection and support.
Pros
Affordable premiums for motorcycle coverage- Flexible policy options tailored to riders
- Strong customer service reputation
- Discounts for safe riding and multiple policies
- Easy online quote process and claims filing
Cons
Limited coverage options- Higher premiums for some riders
- Mixed customer service reviews
2.
Geico
Geico is a well-known insurance provider that offers a range of motorcycle insurance options tailored to meet the needs of riders. With competitive rates and a user-friendly online platform, Geico makes it easy for customers to obtain quotes and manage their policies. The company provides various coverage options, including liability, collision, and comprehensive insurance, allowing riders to customize their plans. Geico is recognized for its strong customer service and financial stability, making it a reliable choice for motorcycle enthusiasts. Additionally, the company often offers discounts for safe riding and bundling policies, further enhancing its appeal to potential customers.
Pros
- Affordable rates
- Strong customer service
- Easy online quotes
- Wide coverage options
Cons
- Higher premiums for some riders
- Limited coverage options available
3.
Progressive
Progressive is a well-known provider of motorcycle insurance, offering a range of coverage options tailored to meet the needs of riders. With a focus on affordability and flexibility, Progressive allows customers to customize their policies with various add-ons, such as roadside assistance and custom parts coverage. The company is recognized for its user-friendly online tools, enabling riders to easily compare quotes and manage their policies. Additionally, Progressive provides discounts for safe riding, multiple policies, and other factors, making it an attractive choice for motorcycle enthusiasts seeking comprehensive protection at competitive rates.
Pros
- Affordable premiums
- Extensive coverage options
- User-friendly online tools
- Strong customer service reputation
- Discounts for safe riders
Cons
- Higher premiums for some riders
- Limited coverage options available
4.
Progressive motorcycle insurance
Progressive motorcycle insurance is known for its comprehensive coverage options and competitive pricing. The company offers a range of policies that can be tailored to meet individual needs, including liability, collision, and comprehensive coverage. Progressive also provides unique features such as custom parts and equipment coverage, which protects aftermarket modifications. Their user-friendly online tools allow riders to easily compare quotes and manage their policies. Additionally, Progressive offers discounts for safe riding, bundling policies, and completing safety courses, making it an attractive choice for motorcycle enthusiasts looking for reliable and affordable insurance solutions.
Pros
- Affordable premiums for various coverage options
- Strong customer service and support
- Easy online quote process
- Discounts for safe riders and multiple policies
- Extensive network of repair shops and roadside assistance
Cons
- Higher premiums for some riders
- Limited coverage options in certain states
- Customer service can be inconsistent
- Complicated claims process
- Discounts may not apply to all policies
5.
Harley
Harley-Davidson is an iconic American motorcycle manufacturer known for its heavyweight cruiser bikes and a strong cultural legacy. Founded in 1903, the brand has become synonymous with freedom and rebellion, appealing to riders who value individuality and a sense of adventure. Harley motorcycles are characterized by their distinctive V-twin engines, classic styling, and a deep rumble that sets them apart on the road. The company also fosters a passionate community of enthusiasts through events, rallies, and a wide range of accessories. With a focus on quality and craftsmanship, Harley-Davidson continues to be a leader in the motorcycle industry.
Pros
- Strong brand loyalty
- Customization options
- Iconic design
- Good resale value
Cons
- High premiums compared to other brands
- Limited coverage options in some states
- Poor customer service experiences reported
- Complicated claims process
- Higher repair costs due to specialized parts
6.
Markel Group
Markel Group is a well-established insurance provider known for its specialized coverage options, including motorcycle insurance. With a focus on niche markets, Markel offers tailored policies that cater to the unique needs of motorcycle enthusiasts. The company emphasizes customer service and claims support, ensuring that riders receive the assistance they need in times of trouble. Markel's policies often include features such as roadside assistance, coverage for custom parts, and liability protection, making it a popular choice among riders seeking comprehensive insurance solutions. Their commitment to quality and reliability has earned them a solid reputation in the motorcycle insurance industry.
Pros
- Flexible coverage options
- Strong financial stability
- Excellent customer service
Cons
- Limited coverage options
- Higher premiums for some riders
- Mixed customer service reviews
7.
USAA
USAA is a well-regarded insurance provider known for its exceptional service and competitive rates, particularly for military members and their families. With a strong focus on customer satisfaction, USAA offers comprehensive motorcycle insurance coverage that includes liability, collision, and comprehensive options. Their policies often come with unique benefits tailored to the needs of service members, such as roadside assistance and discounts for safe riding. USAA's commitment to supporting the military community makes it a popular choice among riders looking for reliable and affordable motorcycle insurance.
Pros
- Competitive rates for military members
- Excellent customer service and support
- Comprehensive coverage options available
- Discounts for safe driving and bundling
- Strong financial stability and reputation
Cons
- Limited availability for non-military members
- Higher premiums for younger riders
- Fewer customization options for policies
- Limited local agent access
- Not all states offer motorcycle insurance
8.
Allstate
Allstate is a well-known insurance provider that offers comprehensive motorcycle insurance options tailored to meet the needs of riders. With a focus on customer service, Allstate provides various coverage options, including liability, collision, and comprehensive coverage. Riders can benefit from features such as accident forgiveness, customizable policies, and discounts for safe riding practices. Allstate's user-friendly online tools make it easy for customers to manage their policies and file claims. Overall, Allstate aims to deliver reliable protection and peace of mind for motorcycle enthusiasts.
Pros
- Comprehensive coverage options
- Strong financial stability
- Discounts for safe riders
- Excellent customer service
- Easy online policy management
Cons
- Higher premiums than some competitors
- Limited coverage options available
9.
Nationwide Insurance
Nationwide Insurance offers a comprehensive range of motorcycle insurance options designed to meet the needs of riders. With customizable coverage plans, customers can choose from liability, collision, and comprehensive coverage, as well as additional features like roadside assistance and custom parts coverage. Nationwide is known for its strong financial stability and customer service, providing policyholders with peace of mind. The company also offers various discounts, including those for safe riding and bundling policies. Overall, Nationwide Insurance aims to provide reliable protection and support for motorcycle enthusiasts, ensuring they can enjoy their rides with confidence.
Pros
- Comprehensive coverage options
- Competitive rates for various riders
- Strong financial stability and reputation
- Excellent customer service ratings
- Easy online quote process
Cons
- Higher premiums than some competitors
- Limited coverage options available
10.
Erie Insurance
Erie Insurance is known for its comprehensive motorcycle insurance offerings, providing coverage options that cater to a variety of riders. The company emphasizes personalized service, allowing customers to tailor their policies to fit their specific needs. Erie offers features such as liability coverage, collision and comprehensive protection, and uninsured/underinsured motorist coverage. Additionally, they provide discounts for safe riding and bundling policies. With a strong reputation for customer satisfaction and reliable claims handling, Erie Insurance is a solid choice for motorcycle enthusiasts seeking dependable coverage.
Pros
- Affordable rates
- Strong customer service
- Comprehensive coverage options
- Easy claims process
Cons
- Limited availability in some states
- Higher premiums for younger riders