Credit Cards for Cash Rewards
Credit cards for cash rewards, such as the Chase Sapphire Preferred, American Express Platinum Card, and Capital One VentureOne Rewards, offer enticing benefits for consumers looking to maximize their spending. The Chase Sapphire Preferred provides generous points on travel and dining, which can be redeemed for cash or travel rewards. The American Express Platinum Card focuses on premium travel perks and rewards, offering substantial points on flights and hotels. Meanwhile, the Capital One VentureOne Rewards card allows users to earn unlimited miles on every purchase, which can be converted into cash or used for travel expenses, making it a versatile choice for cash rewards.
Credit cards for cash rewards offer consumers a way to earn money back on their everyday purchases. The Citi Double Cash® Card allows users to earn a flat rate of cash back on all purchases, rewarding both spending and timely payments. The American Express Blue Cash Preferred Card stands out with its generous cash back on groceries and streaming services, making it ideal for families. The Chase Sapphire Preferred is more travel-focused, offering points that can be redeemed for travel expenses, but it also provides cash back options. The Chase Freedom® Unlimited Credit Card offers unlimited cash back on all purchases, with additional bonuses for specific categories. Lastly, the Discover it Cash Back card features rotating categories that provide higher cash back rates, encouraging cardholders to maximize their rewards. Together, these cards cater to diverse spending habits and preferences, making cash rewards accessible to a wide audience.
- Chase Sapphire PreferredView All
Chase Sapphire Preferred - Chase Sapphire Preferred offers travel rewards, flexible points, and valuable redemption options.
- American Express Blue Cash Preferred CardView All
American Express Blue Cash Preferred Card - The American Express Blue Cash Preferred Card offers high cash back on groceries and streaming.
- American Express Gold CardView All
American Express Gold Card - The American Express Gold Card offers generous rewards on dining and grocery purchases.
- American Express Platinum CardView All
American Express Platinum Card - Premium card offering travel rewards and exclusive benefits.
- Citi Double Cash® CardView All
Citi Double Cash® Card - Earn 2% cash back on all purchases.
- Chase Freedom® Unlimited Credit CardView All
Chase Freedom® Unlimited Credit Card - Chase Freedom® Unlimited offers unlimited 1.5% cash back on all purchases with no annual fee.
- Capital One VentureOne RewardsView All
Capital One VentureOne Rewards - Capital One VentureOne Rewards offers unlimited 1.25x miles on every purchase with no annual fee.
- Discover it Cash BackView All
Discover it Cash Back - Cashback rewards with rotating categories and no annual fee.
- Chase Sapphire ReserveView All
Chase Sapphire Reserve - Premium travel card with high rewards and benefits.
- Wells Fargo Active Cash® CardView All
Wells Fargo Active Cash® Card - Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases.
Credit Cards for Cash Rewards
1.
Chase Sapphire Preferred
Pros
High earning potential on travel and dining
Flexible redemption options for points
No foreign transaction fees
Generous sign-up bonus
Comprehensive travel insurance benefits
Cons
High annual fee
Limited bonus categories
Foreign transaction fees
Requires good credit for approval
Redemption options can be complex
2.
American Express Blue Cash Preferred Card
Pros
High cash back on groceries
No annual fee first year
Flexible redemption options
Cons
High annual fee
Limited acceptance
Foreign transaction fees
3.
American Express Gold Card
Pros
High rewards on dining
Flexible points redemption
Travel benefits
Cons
High annual fee
Limited acceptance
Foreign transaction fees
4.
American Express Platinum Card
Pros
High rewards rate on travel and dining
Access to exclusive airport lounges
Comprehensive travel insurance benefits
No foreign transaction fees
Premium concierge service for personalized assistance
Cons
High annual fee
Limited acceptance at some merchants
Foreign transaction fees
Fewer rewards on non-travel purchases
Requires excellent credit score
5.
Citi Double Cash® Card
Pros
Unlimited 2% cash back on all purchases
No annual fee
Simple rewards structure
Introductory 0% APR on balance transfers
Easy redemption options
Cons
High foreign transaction fees
Limited bonus categories
No sign-up bonus
Requires good to excellent credit
Redemption options can be complex
6.
Chase Freedom® Unlimited Credit Card
Pros
No annual fee
Unlimited 1.5% cash back
Flexible redemption options
Cons
High interest rates
Limited bonus categories
Foreign transaction fees
7.
Capital One VentureOne Rewards
Pros
No annual fee
Earn unlimited 1.25 miles per dollar on every purchase
Flexible redemption options for travel
No foreign transaction fees
Introductory bonus miles offer available
Cons
Limited bonus categories
No foreign transaction fees, but higher interest rates
Lower rewards rate on non-travel purchases
Annual fee for premium version
Redemption options can be complex
8.
Discover it Cash Back
Pros
No annual fee
Rotating cash back categories
Cashback match first year
Cons
Limited acceptance
Lower rewards in some categories
Foreign transaction fees
9.
Chase Sapphire Reserve
Pros
High rewards on travel and dining
Flexible redemption options
Premium travel benefits
Strong sign-up bonus
No foreign transaction fees
Cons
High annual fee may not justify benefits
Limited travel partners compared to competitors
Foreign transaction fees apply
Requires excellent credit for approval
Redemption options can be complex
10.
Wells Fargo Active Cash® Card
Pros
Unlimited 2% cash rewards on purchases
No annual fee
Introductory 0% APR on purchases and balance transfers
Easy redemption options
Access to Wells Fargo's mobile app for account management
Cons
High interest rates
Limited bonus categories
Foreign transaction fees